Home loans
Buy a home
Homeownership starts here. Buying the right home starts with the loan ‐ and lender. Browse the options below and begin your home-buying journey with a bank you can trust.
Explore rates
Find estimated mortgage rates and loan options tailored to your needs.
Get started
Begin your home loan application or connect with us to learn more.
Find estimated mortgage rates and loan options tailored to your needs.
Begin your home loan application or connect with us to learn more.
Products
At Thrivent Bank, we offer a balanced approach to homebuying, helping you leave room in your budget for what matters most. With financial solutions for every step of your home ownership journey, find the product that best suits your needs today.
A loan that will be paid back over the decided term, with an interest rate that doesn't change.
Best choice for you if:
Best choice for you if:
- You want fixed payments for the full term of the loan.
- You want the security of knowing your interest rate will not change over time.
- You think interest rates could rise in the next few years.
The rate is fixed during the initial term of the loan. After the initial term the rate and payment may adjust once each year for the remaining term of the loan.
Best choice if:
Best choice if:
- You are planning to move prior to the end of the initial rate period and therefore aren't concerned about future rate increases.
- You think interest rates could fall in the future.
At Thrivent Bank, we believe in the power of options. That's why we're proud to offer solutions for homebuyers looking for low down payment possibilities. Through programs like Home Ready and Home Possible, we're helping families across the nation purchase their first home with smaller down payments.
A jumbo loan allows you to borrow a larger amount of money than a conventional loan.
Best choice if:
Best choice if:
- The amount you need to borrow is over the conventional loan limits (which may vary by region).
First-Time Homebuyer Resources
When it comes to buying a home, there's a lot to consider. That's why at Thrivent Bank, we provide resources and purpose-based guidance to help you navigate your first-time homebuyer journey.
First-Time Homebuyer Guide
Required Loan Document Checklist
House Hunter Checklist
For estimated mortgage rates and loan options tailored to your needs, visit our Explore Rates page.
Home Loan products are not available in the state of Maryland.
NMLS ID: 2730486
Home Loan products are not available in the state of Maryland.
NMLS ID: 2730486